Ripple’s native token XRP has come under renewed selling pressure, sliding from $2.65 to $2.20 over the past few weeks—a near 15% drop, according to TradingView data. While the technical outlook shows clear bearish signals, institutional interest and Ripple’s long-term vision may keep investor sentiment from collapsing entirely.
Ripple Eyes SWIFT’s Liquidity Market
During the 2025 XRP Ledger Summit, Ripple CEO Brad Garlinghouse made a bold prediction that continues to stir the crypto world. He projected that XRP Ledger could capture up to 14% of SWIFT’s global liquidity operations within the next five years. This ambitious statement reveals Ripple’s intent to become a cornerstone in global cross-border payments.
Garlinghouse emphasized that the real challenge is not messaging infrastructure but liquidity between banks. If XRP can manage this liquidity effectively, he argued, its value will be directly reflected in the broader crypto ecosystem. Considering RippleNet already integrates with hundreds of banks, this vision seems plausible. However, it’s worth noting that the On-Demand Liquidity (ODL) system, which leverages XRP, is still only adopted by a limited group of financial giants such as MoneyGram, SBI Holdings, and Santander.
At the same time, SWIFT’s pursuit of blockchain integration via ISO 20022 standards may pose an obstacle to Ripple’s immediate expansion into the core financial messaging ecosystem.
Technical Indicators Show Caution Ahead
On the technical front, XRP remains pinned below its $2.26 resistance—an area where the 50-day and 100-day exponential moving averages converge. If it fails to reclaim this level, the price could drift down to $2.09. The Relative Strength Index (RSI) falling below 40 further supports the bearish momentum, even as the MACD still issues a soft buy signal.
This divergence in indicators reflects a market caught between short-term weakness and longer-term institutional confidence. Should XRP mount a recovery, resistance levels around $2.34, $2.50, and $2.65 will be key zones to watch. For now, caution seems warranted as price action unfolds.
Institutional Demand vs. Market Fear
Despite short-term bearish signals, The Bit Journal notes that institutional confidence in Ripple’s infrastructure and cross-border capabilities continues to act as a floor for sentiment. Long-term investors may still find value in Ripple’s strategic direction, even if short-term volatility clouds the picture.
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